The cover afforded by the Club is set out in Club Rules Book Version 2015/16 subject to any special terms which may be agreed in the assured certificate of P&I insurance.

The owner is covered in respect of liabilities, costs or expenses on a Fixed Premium Basis shall not exceed the sum to which the Owners would be entitled to limit his liability under applicable law on limitation of liability.

Main Risks Covered under Fixed Rate Program

•        Personal injury / illness / death

•        Collision

•        Wreck removal

•        Damage to fixed and floating objects

•        Pollution

•        Cargo damage/shortage

•        Fines

•        Stowaways

•        Other